Saavedra CPA | Puerto Rico CPA & Tax Solutions

Gift and Estate Tax

Federal and Puerto Rico Tax Guidance for Property Transfers

Puerto Rico residents must carefully navigate both local and U.S. rules when it comes to gifting property or managing estates. While Puerto Rico does not impose a gift or inheritance tax, specific filing obligations still apply, particularly if U.S. assets are involved.

Gifts and Donations in Puerto Rico

Puerto Rico does not assess a gift tax. However, any donation or transfer of property over $10,000 must be reported on an informative return filed annually by January 31.

The report must include:

  • A description of the property

  • A good faith estimate of fair market value

  • The donor’s basis in the property transferred

No valuation is required, but the donor’s cost basis carries over to the recipient.

Inheritance and Estate Reporting in Puerto Rico

While there is no estate or inheritance tax in Puerto Rico, an informative return is required within 12 months of the decedent’s death. This return must include:

  • A detailed list of transferred property

  • Certification of no outstanding Puerto Rico taxes

  • CRIM certificate with the property ID number

Upon filing, the Puerto Rico Treasury will issue a Lien Cancellation Certificate, provided the estate is in good standing with both Treasury and CRIM.

Federal Estate Tax Rules for Puerto Rico Residents

Puerto Rico residents who own U.S. assets at the time of death are subject to limited U.S. estate tax rules:

  • A $60,000 U.S. Estate Tax exemption applies to nonresident aliens (including Puerto Rico residents under U.S. Code)

  • By contrast, U.S. residents receive a $13,990,000 exemption in 2025

  • Filing is required when the U.S. estate exceeds the exemption amount

Key Federal Forms

Form 706 – U.S. Estate Tax Return

  • File within 9 months of the date of death

  • Extension available using Form 4768

  • Portability elections must be filed within 2 years, even if no tax is due

Form 1041 – U.S. Income Tax Return for Estates and Trusts

  • Required for irrevocable trusts or estates with over $600 in gross income

  • Due by April 15 with Form 7004 available for a 5.5-month extension

  • Required if there is a nonresident alien beneficiary or Qualified Opportunity Fund investment

  • Use Form 1041-NR for foreign estates

Trusts and Tax Planning

For property held in a revocable trust, no federal tax return is required as long as it remains a grantor trust. Once the trust becomes irrevocable, the filing of Form 1041 is generally required.

Clients with dual U.S. and Puerto Rico property often utilize:

  • Trust structures for estate control and tax efficiency

  • Entity ownership to manage exposure and maintain compliance

  • Cross-jurisdiction planning for U.S. gift and estate tax thresholds

Whether you are gifting assets, managing an estate, or planning for the future, we help Puerto Rico residents comply with both local and federal filing obligations, and plan accordingly.